01-18-2016, 11:57 PM
A classic strategy called dollar-cost averaging can help reduce risks surrounding an asset falling in price. The concept is straightforward — you invest a fixed amount of money in an asset once every fixed time period. If the asset's price drops, you will be getting more shares of the asset for the same amount of money, and so if and when the price recovers, you will have spent less per share, on average, than if you had bought the shares at their peak pre-fall price. Dollar-cost averaging isn't about losing money as the stock market falls. It's about buying increasing amounts of shares at cheaper prices, which means bigger returns during the rally.
Dollar cost averaging January 2016 - Business Insider
To see this in action, we came up with a simplified thought experiment. We considered what would have happened to an investor jumping into the stock market at the last peak: October 2007. This was arguably the worst time to buy. Our hypothetical investor puts $50 into an S&P 500 index fund at the start of every month, starting in October 2007 — the last stock market peak before the beginning of the great recession.
Dollar cost averaging January 2016 - Business Insider
Last year, just 62 individuals held wealth equivalent to the amount owned by 3.6 billion people, about half the world’s population. That’s according to a new report by Oxfam published Monday, ahead of the World Economic Forum in Davos, which aims to show just how deep the gulf of inequality has become.
Just 62 people own as much wealth as half the world’s population: Oxfam - MarketWatch
For the first time, the infant meerkats step out of their parents' burrows and into the sunlight
BBC - Earth - Watch what happens the first time baby meerkats go outside
Yet to many Americans, it doesn’t feel like progress. Labour participation remains substantially down on pre-crisis levels, and almost everyone beyond the highly skilled is struggling to achieve any appreciable increase in measured disposable income. Average real wages in the US have been flat or even falling for decades. Far from empowering the lives of ordinary Americans, technology and globalisation seem only to have undermined them, degrading or even destroying many traditional blue collar and middle class sources of employment.
Whatever happened to the American dream? Unfortunately, it got Trumped - Telegraph